Web to Cash

Who is Ventanex?
What is ACH?
Who is NACHA?
What are the Benefits of ACH Transactions?
What is Web to Cash?
Is it secure and reliable?

Who is Ventanex?
Ventanex offers integrated technology solutions that eliminate time-intensive, paper-based processes, and replaces them with secure electronic transactions. Simply put, we take labor-intensive paperwork and turn it into a seamless stream of electronic data that enhances your profitability. Our array of managed services brings your company�s data together regardless of source or platform. All without taxing your operational resources. In short, we get rid of paper processes that steal away from your efficiency by creating flexible, digital solutions that ensure your success. Learn more

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What is ACH?
Automated Clearing House (ACH) transactions are transmitted through the ACH Network which is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system governed by the National Automated Clearing House Association (NACHA) and its Operating Rules.

These Operating Rules provide the guidelines for the interbank clearing of electronic payments for participating depository financial institutions. The American Clearing House Association, Federal Reserve, Electronic Payments Network and Visa act as ACH Operators or central clearing facilities through which financial institutions transmit or receive ACH entries.

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Who is NACHA?
NACHA is a not-for-profit trade association that develops operating rules and business practices for the ACH Network and for other areas of electronic payments. NACHA activities and initiatives facilitate the adoption of electronic payments in the areas of Internet commerce, electronic bill payment and presentment (EBPP), financial electronic data interchange (EDI), international payments, electronic checks, electronic benefits transfer (EBT) and student lending. NACHA also promotes the use of electronic payment products and services, such as Direct Deposit and Direct Payment.

NACHA represents more than 12,000 financial institutions through their network of regional ACH associations. They have over 600 members in their seven industry councils and corporate Affiliate Membership program.

	Reduced banking costs. An ACH transaction costs much less than a paper check and considerably less than a wire transfer.
	Reduced reconciliation costs. Because ACH payments are electronic, reconciliation is reduced or even eliminated, and is more automated than in manual paper systems.
	Improved Cash Flow. Using ACH payments can accelerate cash inflow by reducing invoicing, customer processing, mail delays and internal processing.
	Control of payment timing. ACH payments can increase control of payment initiation and funds availability, and help with cash forecasting.
	Reliability. ACH transactions are made in a timely, predictable manner, and have a lower margin for human error than paper checks.
	Improved Check Recovery: Re-presentment of electronic checks speeds up the collections process.
	Improved Customer Service: Customers can make payments for NSFs online, reducing collections time and efforts, improving customer relations.

What is Web to Cash�?
Web to Cash is a browser-based application where users can enter and track ACH transactions simply by using the Internet and a web browser.

	Web to Cash supports multiple users with tiered security, allowing a company to assign and track multiple users.
	Companies can limit the rights of specific users, allowing some to enter credits and some to enter credits and debits.
	A customer management module is included. Key customer information can be entered and stored for repeat customers.
	Multiple payment types and origins are supported.
	Web to Cash offers sophisticated reporting with filtering options for complete customization. Reports are available online and can be printed or downloaded in CSV format.
	This interface allows users to collect funds from its customers as well as send money to its vendors.
	Automated NSF and other administrative return routing and notification are supported.
	Web to Cash runs on a secure connection via SSL (secure socket layer) technology.

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Is Web to Cash secure and reliable?
Web to Cash� runs on the ACH Anywhere Engine, which is housed in a world-class facility that includes custom-designed, physical and network security features. Within this facility, we are able to deliver the highest levels of reliability and to maintain responsiveness regardless of transaction volume. Security and protection features include:

Raised floors
HVAC temperature control systems with separate zones
Seismically braced racks
State-of-the-art smoke detection and fire suppression system
Redundant state-of-the-art firewalls
24-hour secured access
Video camera surveillance
Security breach alarms.
Multiple fiber trunks from multiple sources
Fully redundant power on the premises
Multiple backup generators
Load-balancing hardware
Redundant server equipment

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